How to Find the Best Medicare Plan in West Virginia That Meets Your Healthcare & Prescription Drug Plan Needs
Medicare is not one-size-fits-all. A Medicare enrollee in one city may have entirely different hospital and pharmacy preferences than someone in another. Medicare also supports different types of beneficiaries in West Virginia. For example, 82.5% (364,736) of West Virginia Medicare beneficiaries are age 65 and older; whereas 17.5% (77,544) are under the age of 65 and on disability. Just as your personal healthcare needs may change from year to year, Medicare plans in West Virginia are always changing.
Medicare Advantage Plans in West Virginia
In the West Virginia Medicare coverage area, there are 10 different Medicare Advantage carriers, many of which provide multiple plans including a prescription drug component. Depending on your budget, Medicare eligibility, healthcare needs, and your preferred doctors, pharmacies and other coverage preferences, available plan types in West Virginia may include: HMO, PPO, PFFS (Private fee-for-service), and SNP (Special Needs Plans).
Average Cost of Medicare Advantage Plans in West Virginia
Medicare enrollees in West Virginia have the flexibility to choose from a broad selection of Medicare options. Of West Virginia’s Medicare enrollees, 53.3% (235,751) have Original Medicare (Part A and Part B). 46.7% (206,529) of West Virginia’s Medicare population are opting to enroll in the increasingly popular Medicare Advantage plans provided by Medicare-approved private companies and insurance carriers.
- West Virginia’s Average Monthly Premium: $61.33
- West Virginia’s Average Annual Drug Deductible: $250.00
- West Virginia’s Average In-Network Out-of-Pocket Spending Limit: $6,754.17
- West Virginia’s Average Star Rating for Local Available Plans: 3.9 (Out of 5)
*Metrics reported only on MA plans that have a monthly premium, deductibles, and star rating metrics that are available and as reported by the CMS. Monthly Premium is a Consolidated Premium which includes Part C and D. Drug Deductible metric includes both Enhanced and Basic. Enhanced plans charge higher monthly premiums than basic plans but typically offer a wider range of benefits.
Eliminate the Guesswork: Review Medicare Plans Available in West Virginia with a Licensed Insurance Agent
In West Virginia the availability and costs of Medicare plan options vary from one insurance company to another. TrustMedicare.com partners with experienced licensed insurance agents, brokers, and insurance companies to help you to easily compare a range of Medicare Advantage, Medicare Supplement and Prescription Drug Plans that are right for your healthcare needs, budget, and eligibility.