Starting the retirement planning process consider active adult communities for those 55 and older

Are you looking for ways to make the most of your retirement? One option that you may want to consider is joining an active adult community. These communities are designed for retirees who are looking for a more active lifestyle. In addition to providing access to plenty of activities and social events, these communities can also offer you the chance to meet new people and form lasting friendships. Here are some things to keep in mind when choosing an active adult community.

What Is an Active Adult Community?

An active adult community, also sometimes referred to as a 55+ community or retirement community, is a housing development specifically for residents over the age of 55. These communities often have amenities and activities geared towards the interests and needs of older individuals, such as fitness centers, swimming pools, and organized social events.

Living in an active adult community can provide both physical and social benefits for older individuals looking for accessible forms of exercise or a sense of community. It is important to note that while some active adult communities are age-restricted, others may allow younger individuals to reside there as well. Overall, an active adult community can provide seniors with an optimal living environment that promotes health and social engagement.

Benefits Of Joining Active Adult Communities

  1. Joining an adult community can provide individuals with a sense of belonging and support.
  2. Adult communities can offer opportunities for socialization and recreation.
  3. Adults in communities can benefit from shared resources and services.
  4. Communities can offer adults a sense of safety and security.
  5. Retirement communities can provide a sense of stability and continuity.
  6. Adults in communities can have access to information and support.
  7. Community membership can offer adults a sense of identity and belonging.

How Do You Find the Right Active Adult Community for You and Your Family Members?

Deciding on the right active adult community can be a daunting task. It’s important to make sure that the community offers the amenities and activities that are important to you, as well as convenient access to transportation, healthcare, and other necessary facilities. It’s also important to consider the potential for future needs, such as accessibility for aging family members or flexibility in terms of allowing visitors or temporary residents.

Additionally, researching the community’s financial stability can give peace of mind in terms of maintaining property values and continuing to provide services in the long term. The best way to assess a potential community is through firsthand experiences – visiting and speaking with current residents can offer valuable insight into the day-to-day living experience. With careful consideration and research, you’ll be able to find the perfect active adult community for you and your family members.

Active Lifestyle in the Senior Living Community

As the population ages, senior living communities and apartments have become more popular options for seniors looking for a comfortable and supportive living environment. One often overlooked aspect of these communities is their focus on fitness and an active lifestyle.

Many offer fitness centers with state-of-the-art equipment and fitness classes, as well as outdoor amenities such as tennis courts and walking trails. This emphasis on physical activity can have numerous benefits for older adults, including improved heart health, increased strength and flexibility, and enhanced mood and cognitive function.

In short, finding a senior living community that prioritizes fitness can greatly contribute to overall health and well-being.

How Much Does It Cost to Join an Active Adult Community, And Is There a Membership Fee for Residents’ Families Too?

The cost to join an active adult community can vary greatly, depending on the specific amenities and services offered. In addition, some communities may include a one-time membership fee for residents’ families, while others do not. It is important to thoroughly research the community before making a decision, as the fees can range from several thousand dollars to tens of thousands of dollars.

In addition, potential residents should also take into account monthly fees for maintenance or upkeep of common areas and amenities. Overall, the cost of joining an active adult community can vary significantly, and it is important to factor in all potential fees before making a decision.

Are There Any Other Costs Associated with Living in An Active Adult Community, Such as Property Taxes or Homeowners Insurance Rates?

In addition to monthly or yearly membership fees, individuals who choose to live in an active adult community may also be responsible for paying property taxes and homeowners insurance. These costs can vary depending on location, the size and value of the property, and any additional amenities the community may offer. It’s important for potential residents to carefully consider these expenses before making a decision, as they can potentially add a significant financial burden.

Consulting with a real estate agent or financial advisor can also help provide insight into the potential cost of living in an active adult community. Ultimately, it’s crucial to thoroughly research all associated costs and make an informed decision before committing to such a major purchase.

How Do You Decide If an Active Adult Community Is Right for You?

There are a few key things to consider when trying to decide if an active adult community is a right choice for you. One of the most important factors is your current and future health. If you are in good health now and expect to maintain that throughout your retirement, then an active adult community could be ideal for you. These types of communities offer plenty of opportunities to stay active and engaged, both physically and mentally.

However, if you have health concerns that may impact your ability to participate in activities or your mobility is limited, then an active adult community might not be the best fit. Another thing to consider is your budget. These types of communities can be costly, so you’ll want to make sure you can afford the monthly fees.

Finally, think about your social life. If you enjoy being around people and staying active, then an active adult community could be a great option for you.

Deciding if active adults community is right for you, based on your current health and what assistance you may need on a day to day basis

However, if you prefer a more low-key lifestyle, then this type of community might not be the best fit. Weigh all of these factors carefully to make the best decision for you.

Some Of the Best Active Adult Communities in the U.S.

There are many reasons why people choose to live in retirement communities. Some people want to be close to family and friends, while others are looking for a more active lifestyle. Regardless of the reason, many great active adult communities across the United States offer residents a variety of amenities and activities. Some of them are:

Active Adult Communities #1: South Carolina

Several communities are within an hour’s drive to the beaches and Charleston. The area has a moderate climate with average temperatures in the 60s and 70s during winter and spring, making it ideal for those who love spending time outdoors. There are also many golf courses and tennis facilities available for residents to enjoy.

If you are looking for an active adult community in South Carolina, here are some of the best ones to consider:

Sun City Hilton Head:

As one of the top retirement communities in the country, Sun City Hilton Head offers a wide range of amenities and activities for active adults. The fitness center boasts state-of-the-art equipment and group fitness classes, perfect for those looking to stay in shape during their retirement. Along with fitness options, the community offers clubs and events catering to a variety of interests, from book clubs to golf leagues. The community also boasts beautifully maintained grounds, with walking trails and pristine landscaping. Sun City Hilton Head is truly a thriving community for active adults looking to make the most out of their retirement years. It’s no wonder that it consistently ranks among the best in the country for adult communities.

Berkeley Hall:

This private club community is located in Bluffton, SC, and offers its members access to world-class amenities. There are two championship golf courses, a tennis center, a fitness center, a spa, and more. Homes start in the mid $400s.

Hilton Head Plantation:

This gated community is located on Hilton Head Island and offers its residents a wide array of amenities. There are three golf courses, tennis courts, a fitness center, several indoor and outdoor pools, and more. Homes start in the mid $200s.

The Reserve at Lake Keowee:

This gated community is located in Sunset, SC, and offers its residents a wide array of amenities. There is an 18-hole golf course, tennis courts, a fitness center, swimming pools, and more. Homes start in the mid $400s.

Active Adult Communities #2: Las Vegas

It is the most populous city in the state of Nevada and an internationally renowned major resort city for gambling, shopping, fine dining, and entertainment.

Additionally, Las Vegas is a growing retirement destination for Americans aged 55 and older. The city’s sunny weather, low cost of living, and abundance of recreational activities make it a popular choice for retirees.

There are many different types of housing available in Las Vegas, from apartments and condos to single-family homes and 55+ active adult communities. Whether you’re looking for a low-maintenance lifestyle or plenty of amenities and activities, you’ll be able to find it here.

If you’re interested in an active adult community in Las Vegas, check out the following developments:


This large master-planned community is home to many retirees. It offers a wide variety of housing options, as well as plenty of amenities and activities.

Sun City Summerlin:

Looking for the perfect retirement destination? Look no further than Sun City Summerlin in Nevada. This active adult community offers countless amenities for its residents, including multiple golf courses and outdoor pools. The community also offers a variety of social activities and clubs, promoting an active and engaging lifestyle. Plus, with stunning desert scenery and nearby attractions such as Red Rock Canyon, Sun City Summerlin truly has it all. It’s no wonder why this adult community continues to be one of the top choices for retirees in the United States. So why not come see for yourself what makes Sun City Summerlin stand out among the rest?


Another age-restricted community located within Summerlin, Siena features single-family homes, a clubhouse, a fitness center, tennis courts, and more.

The Lakes:

This gated community features single-family homes, a private lake, a clubhouse, swimming pools, and more.

Rancho Bel Air:

This 55+ community is located in North Las Vegas and features single-family homes, a clubhouse, a swimming pool, and more.

When you’re ready to start your search for the perfect active adult community in Las Vegas, contact a local real estate agent. They can help you find the right development for your needs and budget.

Active Adult Communities #3: Del Webb Gated Community

Del Webb, a master-planned community for adults 55 and over, has earned its place as one of the top gated communities in the United States. Retirees can enjoy resort-style amenities such as swimming pools, fitness centers, and on-site golf courses. In addition, Del Webb offers a variety of social activities and events for residents to participate in and make new friends. Living in a gated community also adds an extra layer of safety and security for retirees. With everything Del Webb has to offer, it’s no surprise that it is considered one of the best adult communities in the country.

Del Webb is one of the largest builders of active adult communities in the United States. With over 50 years of experience, Del Webb has built some of the most sought-after retirement communities in the country.

If you’re looking for an active adult lifestyle, Del Webb’s communities are worth considering. Here are just a few of the reasons why:

Del Webb communities are designed for an active lifestyle:

The average age of residents in Del Webb communities is around 55, so you can be sure that there will be plenty of people to socialize with and stay active. There are usually a wide variety of activities and amenities available, from golf and tennis to swimming and fitness centers.

Del Webb communities are located in some of the best locations:

Whether you’re looking for a community in the sunny Southwest or the beautiful Southeast, Del Webb has a retirement community that’s perfect for you. The company has built communities in Arizona, Florida, North Carolina, South Carolina, and Virginia – just to name a few.

Del Webb communities offer a wide range of home styles and prices:

Del Webb retirement communities offer a variety of home styles to choose from, so you’re sure to find something that fits your needs and budget. Prices for homes in Del Webb communities start in the low $100s and go up to the high $400s.

Del Webb communities are backed by a well-respected company:

Del Webb is one of the most respected names in retirement living, so you can be confident that you’re making a wise decision when you choose one of their communities. The company has an excellent reputation for quality construction and customer service.

Active Adult Communities #4: Central Florida

Do you want to live in an active adult community in central Florida? There are many great options to choose from. Whether you’re looking for a retirement community, a 55+ community, or a gated community, there’s sure to be something perfect for you.

Some of the most popular active adult communities in central Florida include:

The Villages:

This massive retirement community is located in Sumter County and is home to over 100,000 residents. The community offers a variety of amenities, including golf courses, tennis courts, swimming pools, and more.

Kings Point:

Located in Sun City Center, Kings Point is a 55+ community that features a variety of amenities, including a clubhouse, fitness center, and swimming pool.

Heritage Hills:

This gated community in Clermont is perfect for those who are looking for a safe and secure place to live. The community offers a variety of amenities, including a golf course, swimming pool, and tennis courts.

Whether you’re looking for a retirement community, a 55+ community, or a gated community, there are plenty of great options to choose from in central Florida. Active adult communities offer residents a chance to enjoy a maintenance-free lifestyle, while still being able to take advantage of all that the Sunshine State has to offer.

Active Adult Communities #5: Sun City Huntley

Sun City Huntley is an active adult community in the United States that offers unparalleled amenities for retirees. The community boasts walking trails, a fitness center, and multiple golf courses for residents to stay active and enjoy the outdoors. In addition, there are numerous social and recreational opportunities available, including clubs, classes, and events. Sun City Huntley also offers a variety of housing options, meaning retirees can find the perfect fit for their lifestyle.

Sun city huntley retirement housing in Illinois one of the best communities to consider when retired

With so much to offer, it’s no wonder Sun City Huntley is one of the best active adult communities in the country for retirees.

Active Adult Communities #6: Laguna Woods Village

With golf courses, a resort-style swimming pool, and single-family homes, Laguna Woods Village is one of the best options for active adult living in the United States. Retirees can enjoy a range of amenities and activities, from tennis and pickleball courts to billiards and ceramics studios. There are also numerous clubs and organizations for seniors to engage in their hobbies and interests. Plus, the community offers convenient access to shopping, dining, and medical services. With all these features and more, it’s no wonder Laguna Woods Village is a top choice for retirees seeking an active lifestyle.

Active Adult Communities #7: Daytona Beach

Retirees searching for the ultimate active adult lifestyle need look no further than Daytona Beach. The private beach club offers plenty of opportunities for water activities, while the tennis courts and resort-style pool provide alternatives for those seeking to stay on land. In addition to these amenities, Daytona Beach also features walking trails, a fitness center, and organized social events. These offerings make it easy for retirees to maintain their active lifestyles while enjoying the beautiful Florida coast. Among adult communities in the U.S., Daytona Beach stands out as a top choice for retirees seeking an active lifestyle.

Active Adult Communities #8: Deaton Creek

When it comes to active adult communities, Deaton Creek stands out from the rest. As a retirement destination, it offers all the luxury amenities one could want, including a full-service country club and a state-of-the-art fitness center. But what sets Deaton Creek apart is its active lifestyle programming. From daily group exercise classes to special interest clubs and excursions, there are endless opportunities for residents to stay active and socialize with their peers. It’s no wonder Deaton Creek has been consistently ranked as one of the top active adult communities in the country. Whether you’re seeking an active retirement or simply want access to top-notch facilities, Deaton Creek has it all.

Active Adult Communities #9: Port St

Port St. Lucie, Florida is one of the top active adult communities in the country for retirees looking to maintain an active lifestyle. The city offers numerous outdoor activities, such as golf courses, hiking trails, and fishing spots. In addition, many active adult communities in Port St. Lucie feature on-site fitness facilities and classes, allowing residents to stay active without having to leave the community. With so many options for staying active and engaged, it’s no wonder that residents of Port St. Lucie’s active adult communities consistently report high levels of enjoyment and satisfaction. If you’re a retiree looking for a vibrant and active community, Port St. Lucie should be on your list.

Active Adult Communities #10: Lake Providence

Lake Providence, located in Florida, is a premier active adult community for retirees. Not only does it offer senior living apartments and condos for those looking for an easily accessible lifestyle, but it also has a variety of amenities geared toward active adults. This includes bocce courts, tennis and pickleball courts, and even a private golf club with 18 holes. Furthermore, the community offers organized social events, fitness classes, and clubs such as book clubs and bridge groups. For retirees looking to live an active lifestyle while being surrounded by their peers, Lake Providence is a perfect choice.

The Pros and Cons of Living in Active Adult Communities 


  1. The sense of community is often strong in active adult communities, as residents tend to be of a similar age and share common interests. This can make it easier to make friends and socialize.
  2. These types of communities usually offer a wide range of amenities, such as indoor and outdoor pools, fitness centers, and tennis courts. This can make it easier to stay active and healthy.
  3. Some active adult communities are gated, which can provide a sense of security.
  4. These communities often have low-maintenance homes, which can be ideal for retirees or busy professionals who don’t want to deal with yard work and home repairs.
  5. Active adult communities are typically located in desirable locations, such as near beaches, golf courses, or in warm climate regions.


  1. The monthly fees required to live in active adult communities can be expensive.
  2. Some people may find the atmosphere of these communities to be too “cliquey” or “exclusive.”
  3. There can be strict rules and regulations in a place that residents must follow, which some people may find to be restrictive.
  4. Active adult communities are often designed for people who are 55 years of age or older. This can make it difficult for younger adults to find a community that meets their needs.
  5. Some people may feel like they are “trapped” in an active adult community and long for the days when they had more freedom and flexibility in their lifestyle.

The Bottom Line

An active adult community (AAC) is a great place for seniors who are looking to live an active lifestyle. These communities offer many benefits, such as social activities, fitness classes, and educational programs. There are many different types of AACs, so it’s important to do your research before you decide which one is right for you. We have compiled a list of the best active adult communities in the US but be sure to check our other blogs for more information about retirement communities.

Table of Contents

  • What is an active adult community?
  • Benefits of joining active adult communities
  • How do you find the right active adult community for you and your family members?
  • Active lifestyle in the senior living community
  • How much does it cost to join an active adult community, and is there a membership fee for residents’ families too?
  • Are there any other costs associated with living in an active adult community, such as property taxes or homeowners insurance rates?
  • How do you decide if an active adult community is right for you?
  • Some best active adult communities in the US
  • #1. South Carolina
  • #2. Las Vegas
  • #3. Del Webb gated community
  • #4. Central Florida
  • #5. Sun City Huntley
  • #6. Laguna woods village
  • #7. Daytona Beach
  • #8. Deaton Creek
  • #9. Port St
  • #10. Lake Providence
  • The pros and cons of living in active adult communities
  • The bottom Line